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It's always a good time to review your banking and finances to ensure your money is working for you. Currently ANZ are offering a free at home review of your mortgage to makes sure you are receiving the best possible service for your banking needs. Some areas of interest are:
Your ability to earn an income is your most important asset to help live the lifestyle you've become accustomed to. If you had to stop work tomorrow because of an accident or illness, would you be able to continue to pay your bills and afford the lifestyle you currently enjoy?
Over the last 2 years I have noticed an increase in the amount of Amended Notice of Assessments issued by the ATO upon review of individuals lodgements.
The ATO has spent a lot of time on data matching to ensure individuals are declaring all income earned during the financial year.